Privacy policy

1. Data controller

lux-co-finance — Authorized credit institution — RCS Paris B 123 456 789.

Contact: privacy@lux-co-finance.fr

2. Data collected

We collect data provided through the form: identity details, contact data, professional information, financial information, and declarative documents required to review your request.

3. Processing purposes

• Processing and follow-up of your financing request.
• Exchanges with an advisor and regulatory checks.
• Fraud prevention and service security.
• Sending commercial offers, only with your consent.

4. Legal basis

Processing is based on pre-contractual measures, compliance with legal obligations, and consent for marketing communications.

5. Recipients

Data is accessible to authorized lux-co-finance teams and strictly necessary technical processors (hosting, security, customer relationship tools).

6. Retention periods

• Application data: up to 5 years depending on applicable legal obligations.
• Marketing data: until consent withdrawal or 3 years without interaction.
• Technical logs: up to 12 months.

7. Your rights

Under GDPR, you have rights of access, rectification, erasure, objection, restriction, and portability. You can exercise these rights at privacy@lux-co-finance.fr.

8. Cookies

For more details on cookies and consent management, see our cookie policy.